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Insurance companies now check credit for new customers. Visit www.freeuscreditreports.com to check your credit. Everything you do from auto insurance to health insurance rates. Home owners are compelled if they have a mortgage to carry the proper insurance and show the lender on their policy. "Do you have insurance" is even the first thing you are most likely asked when entering a hospital. Inurance is necessay for almost everthing from insuring a professional athlete by the owners of a team to insurance on an actor being healthy enough to make a movie. Health Insurance was one of the hot topics for the last presidential election and will be an major concern for our next president. Health insurance should be available to all americans living in the U.S. and many feel for the first time insurance will soon be something that president elect Obama will be able to achieve. From the start when fire insurance was brought available to many americans to now so many numerous insurance options this market has been a good thing for most that have been fortunate to have the proper insurance policy. It is important to know what your insurance policy covers and never to allow your insurance to go unpaid even in these trying times.